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Refer a Friend for Membership Now!

May 15, 2019

Refer a friend and you can earn $25! It's a great time to tell everyone you know about HNGCU

Great news! We've extended this offer!

When family members, friends and co-workers become members, you could earn a $25 incentive for each person who joins our HNGCU ohana.


In order to receive the $25 referral incentive, you must be a primary HNGCU member in good standing and 18 years old or older. The person you refer must be 18 or older and new to HNGCU.

There is no limit to the amount of referrals. The $25 will be deposited into your HNGCU account after the new referred member opens a new KalaRewards checking account (requires $5 minimum deposit in a savings account).

Visit any HNGCU branch for a referral card or click here to download a copy.

Call (808) 737-5714 or 1-877-218-6906 or visit any HNGCU branch for details.

*Offer effective 7/1/18 and may be modified or canceled at any time. Restrictions may apply. Membership is subject to eligibility verification and requires $5 in a personal savings account. No limit on referrals; $25 incentive will be deposited into your HNGCU account after each new member has satisfied the requirements. All bonuses are subject to 1099-INT reporting; recipient is responsible for any tax implications on the incentives. An account closing fee will be assessed of the referred member if any and all accounts are closed within six months after enrollment. See branch for details.