KalaVantage

KalaVantage (Age 18–25)

Building a good credit history can pay dividends for years to come. The KalaVantage account focuses on helping young adults manage credit wisely, whether they’re attending college or entering the workforce. 

KalaVantage members receive the following benefits:
  • Personal savings account
  • FREE checking account
  • FREE box of checks each calendar year
  • FREE online account access & free online bill payment
  • FREE mobile & text-message banking*
  • FREE VISA® Rewards Debit card (earn reward points on qualified purchases)
  • Quarterly newsletter
  • Scholarship opportunities

Become a Member Today!

To apply for membership, please complete the application form available online and bring it to any HNGCU or APFCU branch on Oahu and in Las Vegas.

Join Today

Membership ($5 in Savings) required for service. Other requirements may apply. Account closing may result in forfeiture of dividends earned for the current month. Other conditions may apply. See branch for details.

All programs require membership ($5 in Savings). Fees may reduce earnings. Some restrictions may apply. See branch for schedule of fees and other promotions. *Mobile and text-message banking are available free to all members with web-capable / text-capable mobile phones. Standard data / text usage fees apply, contact your carrier for details.