IRA & Coverdell Savings

Set aside funds for your retirement or a child’s higher education with these tax-deferred accounts. Choose from a federally-insured Traditional IRA and Roth IRA or the Coverdell Education Savings Account.

  • Opening Balance: $10.00
  • Minimum Balance: none
  • Annual Maintenance Fee: none
  • Rollovers accepted from most qualified employer retirement plans

Pay less in taxes while saving for retirement or higher education. 

View Current Rates 

It's easy to become a member!

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Membership ($5 in Savings) required for service. Other requirements may apply. Account closing may result in forfeiture of dividends earned for the current month. Other conditions may apply. See branch for details.