IRA & Coverdell Savings

Set aside funds for your retirement or a child’s higher education with these tax-deferred accounts. Choose from a federally-insured Traditional IRA and Roth IRA or the Coverdell Education Savings Account.

  • Opening Balance: $10.00
  • Minimum Balance: none
  • Annual Maintenance Fee: none
  • Rollovers accepted from most qualified employer retirement plans

Pay less in taxes while saving for retirement or higher education. 

View Current Rates 

Become a Member Today!

To apply for membership, please complete the application form available online and bring it to any HNGCU or APFCU branch on Oahu and in Las Vegas.

Join Today

Membership ($5 in Savings) required for service. Other requirements may apply. Account closing may result in forfeiture of dividends earned for the current month. Other conditions may apply. See branch for details.